You’ve just been involved in a slip and fall accident , or you were in a bad car accident. Obviously, you must seek medical attention. However, there are several important do’s and don’ts to be aware of, and if possible, some of these must be done right away, or the opportunity is lost.
Get the names of any witnesses. This can’t be stressed enough. Especially if you are involved in a fall down accident, where the condition you fell on, be it ice, spilled liquid, or even a banana peel at the supermarket, might not be there ten minutes from now, or in an intersection accident, where you and the other driver both claim to have the green light, identifying witnesses and getting their names and phone numbers is critical. Armed with the names of objective witnesses who observed the large patch of ice, who saw the condition of spilled detergent and heard the supermarket manager say to her employee: “I thought I told you to clean that up an hour ago”, or who saw that you had the green light, your case is much stronger.
If you are physically able, and have a camera phone, or access to a camera quickly, take photographs of the condition. That icy patch could be gone in a half hour, either by the owner rushing out to place salt on an icy sidewalk or the store owner finally deciding that he will clean up that produce aisle.
Invariably, when you report your accident, an adjuster from some insurance company will call on the premise that he or she is just concerned about “how you are doing”, and they’d like to record a statement from you “with your permission.” You must, and this cannot be stressed enough, hang up the phone and refuse to do so. This adjuster has been trained in the art of asking questions designed to place the blame of the accident solely on you–i.e., so you were running really late for school, work, or your dental appointment, and you weren’t paying as much attention to the ground as you might normally do, huh?” You must hang up the phone, and let your attorney handle this call–this is what we are trained to do.
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