Slip and fall accidents can happen almost anywhere, and while some people may be able to brace for the fall, these incidents can have serious consequences. While many people associate slip and falls and trip and falls with grocery stores or parking lots, New York slip and falls occur at various locations, such as construction sites, sidewalks, public offices, businesses, parks, playgrounds, and schools. In some cases, a renter’s or homeowner’s insurance policy may cover an injury victim’s losses. When the incident occurs at a business or construction site, compensation recovery becomes more onerous.
Business owners may use commercial or corporate liability coverage to address a person’s losses. However, many of these entities refuse to concede liability and go to great lengths to protect their financial and societal standing. Matters only become more complicated when a stairwell accident occurs at a construction site or to an employee.
The first inquiry is determining who is at fault for the accident. Generally, the owner or property owner may be responsible under New York’s premises liability laws. However, these claims may encompass product liability, negligence, and workers’ compensation issues. Many claims fall under manufacturing, design, or failure to warn defects. Further, the defect may stem from negligent construction.